Ryan T. Howell, Ph.D. is a Professor of Psychology at San Francisco State University (SFSU). He received his Ph.D. in Personality Psychology from the University of California, Riverside (2005). He is the director of The Personality and Well-Being Lab at SFSU where their primary aim is to communicate to scientists and society about how development, personality, motivation, values, beliefs, forecasts, and community interact with a person’s economic conditions and financial decision-making to influence experienced quality of life–from suffering to flourishing. He has authored more than 40 scholarly publications in a number of leading academic journals, including Psychological Bulletin, and his research has been covered in media outlets such as the Time magazine, the New York Times, PBS (this emotional life), Forbes, The Economist, The Wall Street Journal, Fast Company, Salon.com,AARP.comCNN.comFoxNews.com, and he has appeared on National Public Radio, Radio New Zealand, and ABC 7 News. He has written extensively on happiness, psychological needs satisfaction, experiential consumption, time perspectives, and money management.